What is Personal Finance? How to plan or design goal-based financial planning?
And many more things will be covered in this course-based article blog series.
Hello dear readers, How are you?
I hope you are doing well and god bless you to do and manage your finances very well. So let’s start with the Golden statement.
“It’s not your salary that makes you rich, it’s your saving habits.”

Saving money is more difficult than earning money and investing the saved money at the right place is even more difficult. There is a famous quote “a penny saved is a penny earned.”
Dear readers I would like to suggest to you, First of all, you have to first set your financial goals and then do financial planning.
Here I’m going to write down the following topic which was covered by us, so please visit daily to plan your financial goal and become a good money saver and investor:-
a. Goal-based financial planning
b. Savings v/s investment
c. Portfolio management
d. Risk profiling
e. Investment planning
f. Invest a small amount monthly
g. Lump-sum amount investment
h. Financial instrument such as debt/equity/currency/gold
i. Equity-based portfolio
j. Mutual funds
k. Early goals planning
l. Emergency fund
m. Medium-term goals
n. Retirement planning
o. Post-retirement investment, etc.
I got Knowledge from finance expert Sanjay kathuria, Pankaj chabra and Pallavi nagpal jairath, etc.






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